Looking for an Australian car loan? Brace yourself for a feast of interest rates, terms, and paperwork that could rival War and Peace. Typically, car loans here range between 4% and 12% APR depending on your credit standing and the lender. New cars can set you back from about $20,000 to well over $100,000, while used cars might start as low as $5,000. Loan terms usually span from 1 to 7 years, with shorter terms saving you interest but increasing monthly pain. Always check Tradingpost or CarShowroom for vehicle prices before locking in a loan, and ServiceCentral for maintenance costs. Remember, read the fine print because nobody likes a surprise payment.
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