best car finance sydney

Looking for the best car finance in Sydney is like hunting for a unicorn that actually understands your credit history and has a penchant for low interest rates. Generally, you'll want to compare offers from banks, credit unions, and specialized car finance companies. Expect interest rates anywhere from 5% to 12% per annum, depending on your credit score and loan term. New car loans typically stretch up to 7 years, while used car loans might be shorter. Don't forget to check out marketplace sites like Tradingpost and CarShowroom for competitive deals and pre-approved finance options. Remember, the cheapest rate might come with hidden fees, so always read the fine print or consult a financial advisor.