best used car loans

Looking for the best used car loans in Australia? You'll want to shop around because rates and terms vary like the weather. Generally, expect interest rates from around 5% to 12% depending on your credit score and the lender. Banks, credit unions, and online lenders all compete fiercely—so check offers on sites like CarShowroom or ServiceCentral to compare. Loan terms typically range from 12 to 72 months, with longer terms reducing monthly payments but increasing total interest paid. Remember, pre-approval can give you bargaining power and speed up buying your next used banger. Always read the fine print to avoid nasty surprises like early repayment fees or balloon payments.