buying car in victoria

Buying a car in Victoria? First, sort your budget including on-roads, stamp duty, and a little “surprise fund,” because cars love surprises. Do a PPSR check to avoid finance encumbrances or previous write-offs, and insist on a current Roadworthy Certificate if you’re transferring rego. Transfer ownership with VicRoads within 14 days and pay the duty/transfer fee online—don’t dawdle unless you enjoy penalties. Get a pre-purchase inspection; a RWC isn’t a full health check, it’s more like a quick poke with a torch. Dealers come with consumer law protections and often a cooling-off period; private sales don’t, so get a proper receipt and verify ID. Sort insurance before you drive off—CTP is bundled with Vic rego via TAC, but you’ll want comprehensive unless you fancy financing panel beaters.