Yes, you can drive someone else’s car in Australia if you’ve got their permission and a valid licence, but the insurance fine print is where the plot thickens.
Compulsory third party covers injuries only; damage to cars, fences, and egos relies on the vehicle’s own policy and whether it allows unnamed or younger drivers.
Expect possible unlisted driver or age excesses, and note that some policies exclude drivers under certain ages or for business use.
If the car isn’t insured for you and you bin it, you’re paying—possibly for both cars.
Carry your licence, make sure the car is registered and roadworthy, and don’t expect cover if you’re doing anything dumb like drink-driving or breaching licence conditions.
Best move: check the PDS or ring the insurer before you nick the keys “just to grab milk.”
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