can i sell my car on finance

Ah, the age-old question of turning a financed car into quick cash. Technically, you can sell your car while it’s still under finance, but it’s like selling a house with a mortgage hanging over it—you need to settle the loan first. The buyer won’t want to deal with the hassle of paying off your lender, so the usual route is to pay out the remaining finance, get the clear title, then sell it. If you try to sell it 'on finance' directly, you’re basically asking the buyer to assume your debt, which is a rare and complicated arrangement.

Best advice? Contact your finance company for a payout figure, clear the debt, then list it on Tradingpost or CarShowroom with a clean title. Saves everyone the headache and potential legal nightmares.