So, you fancy selling a car that's still under finance? Well, it's a bit like trying to sell a house you don't fully own—it's possible, but with strings attached. Essentially, since the lender technically owns the car until you've paid it off, you can't just hand over the keys without settling the debt first.
If you find a buyer, the usual move is to use the sale proceeds to clear the remaining finance, then transfer ownership. Alternatively, you could arrange a payout figure with your lender and get them involved in the transaction. Just remember, selling 'under finance' can get messy, so always check the fine print and maybe chat to your lender or a financial advisor.
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