Short answer: it depends—on your age, postcode, car, excess, and whether you drive like a saint or a kangaroo on espresso.
For mainstream cars, comprehensive cover in Australia typically lands around $700–$1,600 per year for experienced drivers; younger drivers or performance cars can see $2,000–$5,000+.
New car? Expect a touch more—roughly $900–$2,200; older used runs often sit closer to $600–$1,400, assuming similar drivers and postcodes.
On a budget, third party property can be about $300–$800 annually, but it won’t fix your own car after a whoopsie.
Trim the premium by bumping the excess, parking off-street, bundling policies, and picking a sensible colour—okay, that last one’s a myth, but you get the gist.
Grab a few quotes on the same day; insurers change prices faster than Melbourne weather.
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