car insurance for young drivers australia

Young drivers in Australia get priced like they’ve borrowed Dad’s V8—expect comprehensive premiums around AUD $1,200–$3,500+ per year, with third party property roughly $300–$900 depending on car, postcode, and history.

Keep costs down by choosing a modest car with AEB and other safety tech, bumping up your excess, limiting kilometres, parking off‑street, and avoiding thirsty turbos insurers love to hate.

Named-driver or age excesses of $400–$800 are common, and some insurers offer telematics or P‑plate discounts if you drive like a saint.

Compare policies carefully—features like windscreen cover, hire car, and roadside can save your bacon when things go pear-shaped.

Play it clean and you’ll build no‑claim discounts, which is the closest thing insurance gives you to a warm hug.