Car insurance questions, eh? Here’s the brisk tour before your eyeballs stage a walkout.
In Australia you’ve got CTP (compulsory third party) for injuries only, third‑party property for other people’s stuff, and comprehensive for your own car as well.
Choose agreed vs market value, check the excesses (including young-driver), and declare mods/accessories unless you enjoy claim-time plot twists.
Useful extras: windscreen cover, hire car after a not‑at‑fault crash, and roadside assist if your battery’s as lively as yesterday’s chips.
Compare annually, be honest about kilometres and parking, and don’t be shy about haggling — insurers fold quicker than a beach chair in a stiff southerly.
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