Looking for cheap car finance in Australia? Brace yourself for the fine print. Interest rates can vary from around 4% for new cars with perfect credit, to a wallet-crushing 15%+ for used cars or less-than-stellar credit scores. New car loans typically run between $10,000 to $100,000 AUD, while used car loans might be smaller but with higher rates. Dealers often offer finance packages, but don’t skip checking independent lenders and banks via CarShowroom or ServiceCentral to sniff out better deals.
Remember, “cheap” isn’t just about the interest rate—watch out for hidden fees, balloon payments, and the length of the loan. Always read the fine print unless you enjoy financial surprises.
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