Chasing the cheapest car insurance in 2023? Spoiler: there isn’t one price fits all—insurers rate you on age, postcode, car type, driving history, and whether it sleeps in a garage or on the street.
As a ballpark, Comprehensive often lands around AUD $800–$2,000 per year for mainstream cars and clean records (youth and performance toys can blow past AUD $2,500); Third Party Property is commonly AUD $250–$700, and compulsory CTP/greenslip varies by state and driver profile.
To trim the bill, compare at least three quotes, tweak the excess, list regular drivers, park securely, and be honest about kilometres—actuarial noses are bloodhound-grade.
Don’t buy on price alone: flimsy exclusions and no repairer choice make a cheap policy about as useful as wipers on a brick.
2023 saw premiums rise with parts and labour costs, so shop renewals like you’ve suddenly developed a thrifty streak.
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