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comprehensive vs comprehensive plus Page 7

“Comprehensive” vs “Comprehensive Plus” is insurance-speak for solid cover versus solid cover with extra bells, whistles, and a comfier waiting room.

Details vary by insurer, so read the PDS unless you enjoy expensive surprises.

Comprehensive
  • Pros: Covers your car and others for accidental damage, theft, fire, storms; often includes liability and sometimes choice of repairer.
  • Cons: Perks like hire car after at-fault accidents, windscreen excess waivers, or roadside assistance may be limited or optional add-ons.
Comprehensive Plus
  • Pros: Typically adds higher benefit limits and convenience extras (e.g., hire car after most incidents, windscreen with no excess, some roadside coverage).
  • Cons: Higher premiums and occasionally stricter conditions — you might pay for perks you’ll never need.
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Page 7 of 339
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