Short answer: no—RACV car insurance doesn’t automatically include Roadside Assist in Australia.
Insurance covers things like accidents, theft and sometimes post-crash towing, but mechanical breakdown help is a separate RACV Roadside Assistance membership you buy alongside (not inside) the policy.
You can choose different assistance levels with varying call-out limits and towing allowances, which is grand until you realise you’ve locked the keys in next to your lunch.
Check your Product Disclosure Statement for the fine print and any bundle discounts, then pick the combo that saves your bacon without frying your wallet.

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