If you’re asking what EV insurance costs in Australia, the short version is: more than a scooter, less than a small moon. For a mainstream new EV, comprehensive premiums often land around $1,200–$2,200 per year; a comparable used EV typically sits near $900–$1,600. Performance or luxury EVs (think big batteries and bigger badges) can nudge $2,000–$4,000+. Prices sway with postcode, driver profile, repair costs, and the availability of specialised EV parts.
EVs can be about 10–20% pricier to insure than similar petrol cars, though that gap’s shrinking as repair networks catch up. Trim the bill with a higher excess, secure parking, or multi-policy discounts—yes, insurers love a bundle almost as much as a sausage at Bunnings.
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