Want to see if a used car has money owing in Australia? Run a PPSR search using the VIN; it costs about AUD $2 and reports encumbrances, write-off records and stolen status.
Do a rego check with your state authority to confirm registration details (some also flag write-offs), and make sure the VIN on the car matches the PPSR certificate exactly.
If buying privately, only pay after you’ve got a clear PPSR, a signed receipt with VIN/price/seller ID, and the keys; dealers should guarantee clear title.
Keep the PPSR certificate as proof, and if anything smells dodgy, walk—there’s always another car on Tradingpost and far fewer arguments with your bank.
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