Government car loans in Australia are a bit like a unicorn—often talked about, rarely seen by mere mortals. Some state and federal departments offer vehicle financing or salary packaging arrangements mainly for public servants. These loans or leases typically come with competitive interest rates and flexible terms, but eligibility is strictly limited to government employees or contractors.
For the general public, it's best to check with your workplace or specific government agency for any available programs. If you're hunting for a decent car loan outside the bureaucracy, your best bets are banks, credit unions, or lenders featured on CarShowroom or ServiceCentral.

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