Wondering how much ANZ will lend you? The short answer: it depends on your income, expenses, credit history, and the type of loan you're after. Typically, ANZ uses your income-to-expense ratio and creditworthiness to calculate your borrowing power, which can range from a modest few hundred thousand dollars to over a million AUD for well-qualified borrowers. New home loans might start around $150,000 for smaller properties, scaling up based on your details. Used homes and investment properties follow similar rules but expect tighter scrutiny. For a precise figure, grab your financials and try ANZ's online borrowing power calculator or chat with a mortgage broker. Meanwhile, browsing Tradingpost or CarShowroom might be more fun than paperwork.
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