Insurance costs for a car in Australia are about as predictable as kangaroos on a trampoline—varies wildly. Factors include your age, driving history, car model, location, and whether you fancy comprehensive, third-party, or just the bare minimum. On average, comprehensive cover might set you back $800 to $1,500 annually for a standard family car, while third-party policies are cheaper but offer less peace of mind. Young drivers can expect a wallet-beating premium, sometimes double or triple the average. Shopping around on comparison sites or checking with ServiceCentral can save you a pretty penny. Remember, cheaper isn’t always better—make sure you understand what you're actually paying for.

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