So, your credit history looks like a horror story and you still want wheels? Buckle up. First, expect higher interest rates—lenders love to charge a premium for risk. Shop around at finance brokers, banks, or credit unions; some specialise in bad credit car loans. Consider a larger deposit to sweeten the deal. Also, a guarantor with better credit can tip the scales in your favour. Lastly, brace yourself for shorter loan terms and stricter conditions.
Remember, patience is key—improving your credit before applying saves you a fortune. For current offers, check out Tradingpost and CarShowroom for listings that might come with financing options tailored to your credit score.
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Handyman
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