Looking to pay less on car insurance? Well, buckle up, because the cheapest premiums usually come from driving a modest, low-powered car with a spotless driving record and parking it safely off the street. Insurance companies love low-risk profiles, so the usual suspects for cheap premiums include cars like the Toyota Corolla, Mazda 3, or even a humble Hyundai i30. Opt for higher voluntary excess and consider comprehensive coverage only if your wallet can handle surprises.
New car insurance can range from around $600 to $1,200 per year for reasonable drivers, while used car insurance might be slightly cheaper depending on the model and condition. For pricing and deals, check out ServiceCentral and Tradingpost to compare quotes. Remember, no magic bullet here—your age, location, and claim history matter far more than the car alone.
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