insurance on electric cars

Insurance on electric cars in Australia is often slightly higher than for comparable petrol models, mainly because repairs can be pricier and battery packs are, well, not cheap. That said, strong safety ratings and fewer moving parts help, and premiums are trending closer as repair networks and parts supply improve. Check that your policy explicitly covers the traction battery, home charger, charging cables (including public liability if someone trips), and roadside for a flat battery. Some insurers offer discounts for low kilometres, off-peak charging, or “green” vehicles—stack those with multi-policy or safe-driver bonuses. As always, your postcode, driving history and the car’s value matter more than internet folklore, so compare a few quotes before signing away your lunch money.