Short answer: usually no—roadside assistance isn’t automatically included with car insurance in Australia, it’s an add-on or a separate motoring club membership. Some comprehensive policies bundle it on higher tiers, but many insurers sell it as a bolt-on, while state clubs (NRMA, RACV, RACQ, RAA, RAC, etc.) run their own plans. Check the PDS for limits like towing distance, callout caps, battery/fuel/lockout coverage and any off‑road exclusions, because that stranded‑behind‑the‑dune scenario may be “not our problem.” If you’re clocking big kilometres or your car’s ageing less gracefully than a sunburnt esky, adding roadside is cheap peace of mind.
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