In New South Wales, speeding penalties ratchet up by how far over you were: up to 10 km/h, 10–20, 20–30, 30–45, and 45+ km/h—each step adds more dollars and demerit points.
School zones bite harder, and public holiday periods can trigger double demerits, so your “just a smidge over” can turn into “hello, bus pass” very quickly. Higher brackets can lead to immediate licence suspension, especially for provisional drivers. Mobile and fixed cameras apply the same rules as a stop by the boys and girls in blue, just with less chit-chat. For current amounts and points, check the official NSW Government sources, because the figures move more than a speedo on the M1.

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