what do i need to finance a car

Looking to finance a car in Australia? You'll typically need proof of income (pay slips or bank statements), valid ID such as a driver's license or passport, residency proof, and a good credit history—because lenders love to know you're not a financial disaster waiting to happen. Expect to provide details about the car, including price and model. Having a deposit handy, usually around 10-20%, helps sweeten the deal and reduce your loan amount.

Don't forget to shop around: banks, credit unions, and dealerships all play the car finance game differently. For a stress-free experience, sites like CarShowroom and ServiceCentral can help you compare options and rates without the usual headache.