what do you need for car finance

You’ll need the usual life admin: ID (driver’s licence), proof of income (recent payslips or BAS if self‑employed), and a few months of bank statements—because numbers don’t lie, even if your mate Dave does.

Lenders also want employment details, your address history, permission to check your credit, and the car’s basics (price, VIN, year). A deposit or trade‑in helps, as does keeping your other debts tidy; think of it as financial spring‑cleaning with fewer cobwebs and more dollars.

Don’t forget on‑road costs in Australia—stamp duty, rego, CTP—and comprehensive insurance if the lender insists. Wrap it in a sensible budget so repayments don’t sting harder than petrol on a long weekend.