First things first, keep calm and don’t turn into a drama queen. If anyone’s injured, dial triple zero (000) immediately—because life’s more important than your dented panel. Next, move to a safe spot if the accident’s minor; if not, stay put and wait for the cavalry (aka the police). Swap details like a Tinder date: name, phone, insurance, and registration. Snap photos like a paparazzo for evidence—damage, road signs, and the other vehicle’s number plate. Lastly, report the accident to your insurer pronto to avoid any nasty surprises later.

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