Ah, Youi's third party insurance is your classic "I'll cover the other bloke" policy. It’s designed to cover damage or injury you cause to others, but not your own vehicle—so if you fancy a bit of a bingle, don’t expect a cheque for your own repairs. Prices typically start around $300 annually for basic cover, but can shoot up depending on your car, driving record, and location. New policies come with perks like personalised service and discounts for safe drivers.
Used policy prices vary widely; check Tradingpost or CarShowroom for current deals. Keep in mind, third party insurance is the legal minimum, so if you want peace of mind for your own ride, you’ll need to look beyond the bare bones. For detailed terms and conditions, ServiceCentral is a good place to start.
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